The "Safeguarding Tomorrow Through Ongoing Risk Mitigation Revolving Loan Fund (Safeguarding Tomorrow RLF)" grant application form outlines the procedure for eligible entities, such as state governments, territories, or federally recognized tribes with major disaster declarations, to apply for capitalization grants. Applications can be submitted through FEMA’s Grants Outcomes (FEMA GO) system from January 14, 2025, until September 30, 2025, with a priority funding deadline for tribes on July 1, 2025. Required documentation includes an Intended Use Plan, a project proposal list, public notice and comment documentation, and details on how the proposed loan fund will address program priorities outlined in relevant legislation. The application emphasizes the necessity of a FEMA-approved hazard mitigation plan that assesses vulnerabilities and aligns with local disaster risk considerations. It also stipulates that proposed projects should enhance resilience and mitigate risks to infrastructure. Applicants must demonstrate readiness to deposit a portion of the funding, detail public engagement efforts, and articulate how their proposals fulfill statutory priorities for funding. This document serves as a guide for entities seeking federal assistance to strengthen disaster preparedness and resilience through targeted projects.
The Fiscal Year 2025 Safeguarding Tomorrow Revolving Loan Fund (RLF) program, established by the U.S. Department of Homeland Security's FEMA, aims to enhance local governments' resilience to natural hazards and climate change through hazard mitigation projects. The program provides capitalization grants to eligible entities, allowing them to establish revolving loan funds for financing mitigation efforts. Key objectives include reducing risks from disasters and decreasing life and property losses. Eligible projects encompass infrastructure modifications, building code adoption, and local planning initiatives.
With a funding amount of approximately $178 million, including $15 million designated for Tribal applications, the program encourages applications on an ongoing basis from states, territories, and federally recognized Tribal governments until September 30, 2025. Applicants must provide a minimum 10% cost match and submit a comprehensive Intended Use Plan detailing their project's financial needs and community engagement. The loan funds are intended to be repaid within set timelines, and all activities are governed by specific regulatory requirements and financial restrictions. The program reinforces FEMA's commitment to resilient infrastructure that addresses the pressing impacts of climate change across communities.